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Integrations

Stripe integration

Setup time (hours)
4
Pricing
2.9% + $0.30 on US/EU cards. Not fully operational in Georgia yet — register via a US/EU entity.

In depth

Stripe — US-founded (2010, Patrick + John Collison) global payment infrastructure, in 2026 powering 130+ countries, 135+ currencies, having processed $1.4 trillion in 2024. The de-facto standard on the SaaS market — Notion, Slack, Shopify, OpenAI all use Stripe. Stripe's flagship products are Stripe Payments (cards, wallets, bank debits) + Stripe Billing (subscriptions, usage-based pricing) + Stripe Connect (marketplaces, two-sided platforms).

Georgia context: Stripe Atlas + Stripe Payments aren't available directly for a Georgia-registered company (as of Q1 2026). Working options: (1) Stripe Atlas — Delaware C-Corp setup ($500), then full Stripe Payments activation; (2) UK Ltd / Estonia OÜ entity — reachable in 2-4 weeks, full Stripe support; (3) Wise Business + Stripe Test mode — fine for testing, not for production. Craftwebstudio set up Stripe via Stripe Atlas for 14 clients between 2024 and 2026 — average end-to-end timeline 18-25 days (Atlas + EIN + bank account + Stripe activation).

Functional advantages over BoG/TBC: (1) Subscription Billing — proration, dunning emails, customer portal — built-in, no custom code; (2) Stripe Tax — automatic VAT/sales tax calculation in 70+ countries; (3) Stripe Radar — ML-powered fraud detection (industry-leading 0.05% chargeback rate); (4) 3D Secure 2.0 + SCA (PSD2 compliant) automatic; (5) Webhooks — 50+ event types with reliable delivery (3-day retry). Pricing: 2.9% + $0.30 US/EU cards; 3.9% + $0.30 international cards. Stripe is more expensive than BoG/TBC for the Georgian market, but the developer ergonomics + global reach justify it for international SaaS.

Why choose this

  • Best-in-class subscription billing (proration, dunning, customer portal)
  • Stripe Tax — automatic VAT/sales tax for 70+ countries
  • Stripe Radar — industry-leading 0.05% chargeback fraud detection
  • Webhooks for 50+ events + 3-day retry
  • Global reach across 135+ currencies and 130+ countries

Use cases

  • SaaS products with international audience
  • Marketplaces (Stripe Connect)
  • Subscription billing

Setup steps

  1. 1Entity setup: Stripe Atlas Delaware ($500) or a UK/Estonia Ltd
  2. 2Stripe account verification (KYC, business documents, 2-5 days)
  3. 3API keys (test mode) → checkout integration
  4. 4Set up webhook endpoint for payment_intent.succeeded / customer.subscription.created
  5. 5Live mode activation → first real charge

Frequently asked questions

Can I use Stripe from a Georgian company?▾

Not directly — as of Q1 2026 Stripe doesn't support Georgia. Use Stripe Atlas (Delaware C-Corp $500) or set up a UK/Estonia entity.

Stripe vs PayPal — which is better?▾

Stripe is more developer-friendly, has better subscription billing, lower fees ($0.30 vs $0.49). PayPal has higher buyer trust and a familiar brand. For SaaS — Stripe; for US/EU e-commerce — both work.

What does Stripe Atlas cost?▾

$500 one-time + $100/year Delaware franchise tax + $30/year registered agent. EIN + bank account + Stripe ready in 2-3 weeks.

Official documentation →

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