Skip to content

Integrations

TBC E-Commerce integration

Setup time (hours)
10
Pricing
Commission 1.9-2.4% local, 2.7-3.1% international. Application approval in 2 business days.

In depth

TBC E-Commerce — payment gateway from Georgia's second-largest bank (TBC Bank, 30%+ market share). Live since 2017, today serving 5,000+ Georgian e-commerce businesses. Functionally similar to BoG iPay — 3D Secure 2.0, recurring billing, installments (TBC-ი ქარდი + Cards), T+1 settlement. TBC's advantages — slightly lower commission rates (1.9-2.4% local vs BoG 2.0-2.5%) and a more modern developer experience (REST API + GraphQL hybrid, OpenAPI 3.1 spec — which BoG lacks).

Integration options: (1) Hosted Payment Page — recommended, easiest setup, PCI-compliant; (2) iframe widget — embedded card form on your site UI with reduced PCI burden; (3) Direct API + tokenization — full custom UX, requires PCI-DSS Level 1 audit. In 2024 TBC released official WordPress, Shopify and WooCommerce plugins that cut setup time by 60%. Craftwebstudio shipped 8 client TBC integrations in Q1 2026 — average setup 8-12 hours.

Unique features: (1) TBC Pay app deep-link — clicking "TBC Pay" at checkout opens the mobile app, no card entry needed; (2) QR code payment — printable QR for offline businesses; (3) Open Banking PSD2-compatible — account-to-account direct transfer (cheaper than card by 0.5-1%); (4) one dashboard for transactions, refunds and dispute management (BoG's dashboard is fragmented). Settlement timeline is the same T+1 business day GEL.

Why choose this

  • Lowest commission rates on the Georgian market (from 1.9% local)
  • Modern developer experience (OpenAPI 3.1, REST + GraphQL)
  • Official WordPress / Shopify / WooCommerce plugins
  • PSD2 Open Banking — account-to-account, 0.5-1% cheaper
  • TBC Pay deep-link mobile checkout

Use cases

  • E-commerce businesses with a TBC business account
  • Subscription services
  • B2B invoicing

Setup steps

  1. 1Open a TBC business account or use an existing one
  2. 2Apply for an E-commerce merchant ID (online portal, 2 days)
  3. 3Receive API credentials + webhook URL in sandbox
  4. 4Install the WordPress/Shopify plugin or do a custom integration
  5. 5Run test transactions → production credentials → go-live

Frequently asked questions

TBC vs BoG — which is better?▾

TBC is slightly cheaper (1.9% vs 2.0%) with better developer DX. BoG has the larger market share. We recommend TBC if you have a TBC account, BoG if you have a BoG account.

What is PSD2 Open Banking?▾

PSD2 — EU regulation requiring banks to expose Open APIs. TBC's PSD2-compatible API allows direct account-to-account transfers bypassing the card network (0.5-1% cheaper).

What plugins does TBC offer?▾

Official: WordPress (WooCommerce), Shopify, Magento 2. Community: Drupal Commerce, OpenCart, PrestaShop.

More integrations

Bank of Georgia iPay

Bank of Georgia's official e-commerce payment gateway supporting online cards and installments.

Stripe

Developer-first global payment platform, especially strong for SaaS and subscription businesses.

Related services

E-commerce

Online stores with a full product, payment and logistics stack.

Ready for a free consultation?

Get in touch — we reply within 24 hours with a scoped project estimate.

Start a project
Now PlayingCraftwebstudio Mix